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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,145 | $172,111+79.6% | $150,298+105.7% | $137,256+125.2% |
| Participation rate | 70.0% | 81.7%-11.7pp | 77.8%-7.8pp | 80.0%-10.0pp |
| Annual return | 16.16% | 69.37%-53.2pp | 62.79%-46.6pp | 220.34%-204.2pp |
| Employer contribution / active EE | $7,674 | $4,636+65.5% | $4,154+84.7% | $4,156+84.7% |
| Participant deferral / active EE | $6,121 | $6,166-0.7% | $5,453+12.3% | $6,407-4.5% |
| Admin fee / account holder | $542 | $16,471-96.7% | $14,116-96.2% | $12,270-95.6% |