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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,145 | $185,312+66.8% | $161,489+91.4% | $154,746+99.8% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 16.16% | 103.84%-87.7pp | 89.72%-73.6pp | 172.34%-156.2pp |
| Employer contribution / active EE | $7,674 | $4,769+60.9% | $4,268+79.8% | $4,379+75.2% |
| Participant deferral / active EE | $6,121 | $6,350-3.6% | $5,630+8.7% | $6,730-9.1% |
| Admin fee / account holder | $542 | $18,654-97.1% | $16,006-96.6% | $14,365-96.2% |