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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 26 · EIN 26-4310632 | Advisory (Participants) | $69,836 |
Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786 | Loan Processing | $50,886 |
MORGAN STANLEY SMITH BARNEY6+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $25,488 |
Service code 60 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,175 | $82,093+79.3% | $379,746-61.2% | $73,412+100.5% |
| Participation rate | 85.1% | 76.8%+8.3pp | 78.4%+6.7pp | 72.2%+12.9pp |
| Annual return | 20.09% | 18.89%+1.2pp | 34.90%-14.8pp | 59.30%-39.2pp |
| Employer contribution / active EE | $4,345 | $2,847+52.6% | $3,540+22.8% | $2,234+94.5% |
| Participant deferral / active EE | $13,662 | $4,697+190.8% | $6,024+126.8% | $3,806+259.0% |
| Admin fee / account holder | $176 | $128+38.2% | $7,927-97.8% | $158+11.7% |