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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY10+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $98,367 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Filed as: FIDELITY INVESTMENTS Service code 37 · EIN 04-2647786 | Loan Processing | $3,865 |
Service code 60 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,455 | $89,588+83.6% | $135,987+20.9% | $77,714+111.6% |
| Participation rate | 83.0% | 74.3%+8.8pp | 76.4%+6.6pp | 70.6%+12.5pp |
| Annual return | 19.66% | 17.42%+2.2pp | 580.01%-560.4pp | 31.26%-11.6pp |
| Employer contribution / active EE | $4,704 | $3,491+34.8% | $4,214+11.6% | $2,727+72.5% |
| Participant deferral / active EE | $15,276 | $5,591+173.2% | $7,027+117.4% | $4,649+228.6% |
| Admin fee / account holder | $81 | $539-84.9% | $6,716-98.8% | $433-81.2% |