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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,652 | $81,403+39.6% | $147,027-22.7% | $87,485+29.9% |
| Participation rate | 66.7% | 63.4%+3.2pp | 73.7%-7.1pp | 68.9%-2.3pp |
| Annual return | 20.67% | 16.51%+4.2pp | 20.23%+0.4pp | 26.06%-5.4pp |
| Employer contribution / active EE | $3,529 | $2,205+60.0% | $3,626-2.7% | $2,596+35.9% |
| Participant deferral / active EE | $5,656 | $3,315+70.6% | $4,933+14.7% | $4,274+32.3% |
| Admin fee / account holder | $17,672 | $6,755+161.6% | $12,223+44.6% | $7,775+127.3% |