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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,606 | $68,852+53.4% | $120,524-12.4% | $80,925+30.5% |
| Participation rate | 59.0% | 61.6%-2.7pp | 71.9%-13.0pp | 67.7%-8.7pp |
| Annual return | 11.90% | 23.67%-11.8pp | 107.36%-95.5pp | 35.65%-23.7pp |
| Employer contribution / active EE | $3,686 | $2,063+78.7% | $3,469+6.3% | $2,756+33.7% |
| Participant deferral / active EE | $6,410 | $3,187+101.1% | $4,994+28.4% | $4,299+49.1% |
| Admin fee / account holder | $15,735 | $5,781+172.2% | $9,440+66.7% | $6,940+126.7% |