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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,196 | $61,605+80.5% | $112,273-1.0% | $75,173+47.9% |
| Participation rate | 69.5% | 61.7%+7.8pp | 72.4%-2.9pp | 67.2%+2.3pp |
| Annual return | 81.36% | 28.47%+52.9pp | 30.23%+51.1pp | 160.72%-79.4pp |
| Employer contribution / active EE | $4,207 | $2,015+108.8% | $3,431+22.6% | $2,671+57.5% |
| Participant deferral / active EE | $7,353 | $3,108+136.6% | $4,800+53.2% | $4,126+78.2% |
| Admin fee / account holder | $65,032 | $4,862+1237.5% | $7,752+738.9% | $5,651+1050.9% |