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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,606 | $68,880+53.3% | $120,580-12.4% | $80,959+30.4% |
| Participation rate | 59.0% | 61.7%-2.7pp | 72.0%-13.0pp | 67.7%-8.7pp |
| Annual return | 11.90% | 23.68%-11.8pp | 107.48%-95.6pp | 35.67%-23.8pp |
| Employer contribution / active EE | $3,686 | $2,066+78.4% | $3,469+6.3% | $2,757+33.7% |
| Participant deferral / active EE | $6,410 | $3,191+100.9% | $4,995+28.3% | $4,300+49.1% |
| Admin fee / account holder | $15,735 | $5,785+172.0% | $9,418+67.1% | $6,925+127.2% |