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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,600 | $81,504-61.2% | $102,437-69.2% | $80,959-61.0% |
| Participation rate | 98.0% | 66.9%+31.2pp | 74.5%+23.5pp | 67.7%+30.4pp |
| Annual return | 14.12% | 25.60%-11.5pp | 24.95%-10.8pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,642 | $3,104-14.9% | $3,871-31.7% | $2,757-4.2% |
| Participant deferral / active EE | $4,437 | $3,871+14.6% | $5,060-12.3% | $4,300+3.2% |
| Admin fee / account holder | $2,641 | $6,719-60.7% | $8,388-68.5% | $6,925-61.9% |