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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,203 | $28,624-15.4% | $53,647-54.9% | $82,637-70.7% |
| Participation rate | 36.6% | 47.3%-10.7pp | 56.3%-19.7pp | 68.1%-31.5pp |
| Annual return | 22.90% | 664.98%-642.1pp | 358.33%-335.4pp | 53.51%-30.6pp |
| Employer contribution / active EE | $1,066 | $637+67.5% | $962+10.8% | $2,552-58.2% |
| Participant deferral / active EE | $2,378 | $1,196+98.8% | $1,813+31.2% | $4,126-42.4% |
| Admin fee / account holder | $308 | $2,022-84.8% | $2,460-87.5% | $7,339-95.8% |