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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,286 | $29,670-41.7% | $56,054-69.2% | $80,911-78.6% |
| Participation rate | 36.1% | 41.7%-5.6pp | 52.5%-16.4pp | 67.6%-31.5pp |
| Annual return | 16.18% | 35.24%-19.1pp | 1705.95%-1689.8pp | 35.63%-19.5pp |
| Employer contribution / active EE | $1,002 | $670+49.6% | $1,039-3.6% | $2,756-63.6% |
| Participant deferral / active EE | $2,582 | $1,227+110.5% | $1,952+32.3% | $4,297-39.9% |
| Admin fee / account holder | $397 | $2,431-83.7% | $2,822-85.9% | $6,935-94.3% |