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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,525 | $154,228+160.3% | $145,433+176.1% | $137,256+192.5% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 15.52% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.8pp |
| Employer contribution / active EE | $7,690 | $4,804+60.1% | $4,554+68.8% | $4,156+85.0% |
| Participant deferral / active EE | $24,557 | $8,216+198.9% | $7,897+211.0% | $6,407+283.3% |
| Admin fee / account holder | $4,520 | $14,344-68.5% | $13,129-65.6% | $12,270-63.2% |