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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,063 | $27,943-21.0% | $58,507-62.3% | $75,177-70.7% |
| Participation rate | 35.1% | 38.8%-3.7pp | 50.9%-15.7pp | 67.2%-32.1pp |
| Annual return | 34.30% | 44.22%-9.9pp | 4252.32%-4218.0pp | 160.75%-126.5pp |
| Employer contribution / active EE | $209 | $670-68.8% | $1,053-80.1% | $2,671-92.2% |
| Participant deferral / active EE | $668 | $1,202-44.4% | $1,922-65.2% | $4,126-83.8% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,486-100.0% | $5,651-100.0% |