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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,116 | $108,285-85.1% | $77,552-79.2% | $158,982-89.9% |
| Participation rate | 63.2% | 64.4%-1.3pp | 54.2%+9.0pp | 82.0%-18.8pp |
| Annual return | 31.64% | 31.69%-0.1pp | 54.82%-23.2pp | 302.99%-271.4pp |
| Employer contribution / active EE | $148 | $1,325-88.8% | $987-85.0% | $4,763-96.9% |
| Participant deferral / active EE | $803 | $2,455-67.3% | $1,861-56.9% | $5,983-86.6% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,252-100.0% |