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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,192 | $108,701+22.5% | $74,723+78.2% | $152,909-12.9% |
| Participation rate | 5.9% | 65.4%-59.5pp | 54.5%-48.6pp | 82.5%-76.6pp |
| Annual return | 36.17% | 114.12%-78.0pp | 753.18%-717.0pp | 345.46%-309.3pp |
| Employer contribution / active EE | $268 | $1,504-82.2% | $1,084-75.3% | $4,764-94.4% |
| Participant deferral / active EE | $1,118 | $2,709-58.7% | $1,962-43.0% | $5,851-80.9% |
| Admin fee / account holder | $0 | $4,906-100.0% | $3,335-100.0% | $11,601-100.0% |