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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,910 | $29,319+39.5% | $52,425-22.0% | $82,448-50.4% |
| Participation rate | 21.2% | 46.9%-25.6pp | 55.6%-34.4pp | 68.1%-46.9pp |
| Annual return | 24.38% | 535.20%-510.8pp | 302.12%-277.7pp | 41.64%-17.3pp |
| Employer contribution / active EE | $263 | $586-55.1% | $914-71.2% | $2,551-89.7% |
| Participant deferral / active EE | $468 | $1,171-60.1% | $1,790-73.9% | $4,139-88.7% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |