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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,499 | $29,733+9.3% | $56,025-42.0% | $80,959-59.9% |
| Participation rate | 26.5% | 41.7%-15.2pp | 52.5%-26.0pp | 67.7%-41.1pp |
| Annual return | 33.64% | 35.28%-1.6pp | 1712.69%-1679.0pp | 35.67%-2.0pp |
| Employer contribution / active EE | $402 | $672-40.2% | $1,042-61.4% | $2,757-85.4% |
| Participant deferral / active EE | $521 | $1,229-57.6% | $1,955-73.4% | $4,300-87.9% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,828-100.0% | $6,925-100.0% |