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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,910 | $36,948+10.7% | $73,658-44.5% | $87,485-53.2% |
| Participation rate | 21.2% | 46.8%-25.6pp | 57.0%-35.8pp | 68.9%-47.7pp |
| Annual return | 24.38% | 28.64%-4.3pp | 29.72%-5.3pp | 26.06%-1.7pp |
| Employer contribution / active EE | $263 | $670-60.7% | $1,032-74.5% | $2,596-89.9% |
| Participant deferral / active EE | $468 | $1,379-66.1% | $2,062-77.3% | $4,274-89.1% |
| Admin fee / account holder | $0 | $2,531-100.0% | $3,357-100.0% | $7,775-100.0% |