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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,101 | $85,060-17.6% | $70,565-0.7% | $139,487-49.7% |
| Participation rate | 64.7% | 73.9%-9.2pp | 68.4%-3.6pp | 80.3%-15.6pp |
| Annual return | 16.66% | 30.39%-13.7pp | 32.79%-16.1pp | 373.84%-357.2pp |
| Employer contribution / active EE | $3,753 | $3,912-4.1% | $2,976+26.1% | $4,755-21.1% |
| Participant deferral / active EE | $9,112 | $5,891+54.7% | $4,568+99.5% | $6,713+35.8% |
| Admin fee / account holder | $1,940 | $8,932-78.3% | $6,430-69.8% | $11,407-83.0% |