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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,091 | $102,638-73.6% | $81,982-67.0% | $158,982-83.0% |
| Participation rate | 64.3% | 75.5%-11.2pp | 69.3%-5.0pp | 82.0%-17.7pp |
| Annual return | 22.09% | 61.05%-39.0pp | 41.31%-19.2pp | 302.99%-280.9pp |
| Employer contribution / active EE | $2,953 | $3,241-8.9% | $2,498+18.2% | $4,763-38.0% |
| Participant deferral / active EE | $8,063 | $4,649+73.4% | $3,722+116.6% | $5,983+34.8% |
| Admin fee / account holder | $689 | $8,237-91.6% | $5,665-87.8% | $11,252-93.9% |