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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,541 | $104,709-62.2% | $85,705-53.9% | $167,553-76.4% |
| Participation rate | 69.2% | 76.4%-7.1pp | 69.9%-0.6pp | 82.1%-12.9pp |
| Annual return | 10.03% | 21.45%-11.4pp | 21.49%-11.5pp | 478.89%-468.9pp |
| Employer contribution / active EE | $3,454 | $3,338+3.5% | $2,619+31.9% | $4,840-28.6% |
| Participant deferral / active EE | $8,418 | $4,827+74.4% | $3,924+114.5% | $6,343+32.7% |
| Admin fee / account holder | $4,835 | $10,036-51.8% | $6,877-29.7% | $12,316-60.7% |