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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,148 | $183,539+146.9% | $155,556+191.3% | $145,897+210.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.81% | 61.31%-58.5pp | 64.84%-62.0pp | 552.29%-549.5pp |
| Employer contribution / active EE | $50,022 | $5,315+841.1% | $4,675+969.9% | $4,663+972.8% |
| Participant deferral / active EE | $23,653 | $6,467+265.8% | $5,631+320.1% | $6,689+253.6% |
| Admin fee / account holder | $41,614 | $19,275+115.9% | $15,885+162.0% | $13,390+210.8% |