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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,773 | $175,257+129.8% | $149,717+169.0% | $139,456+188.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.82% | 166.70%-161.9pp | 134.41%-129.6pp | 373.45%-368.6pp |
| Employer contribution / active EE | $31,636 | $5,477+477.6% | $4,820+556.4% | $4,753+565.6% |
| Participant deferral / active EE | $20,153 | $6,521+209.1% | $5,682+254.7% | $6,711+200.3% |
| Admin fee / account holder | $63,565 | $16,156+293.5% | $13,213+381.1% | $11,407+457.2% |