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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,151 | $66,319-37.9% | $93,621-56.0% | $65,185-36.9% |
| Participation rate | 76.9% | 74.0%+2.9pp | 75.8%+1.1pp | 70.2%+6.7pp |
| Annual return | 49.66% | 42.59%+7.1pp | 32.76%+16.9pp | 29.38%+20.3pp |
| Employer contribution / active EE | $1,162 | $2,013-42.3% | $2,719-57.3% | $2,177-46.6% |
| Participant deferral / active EE | $3,173 | $3,343-5.1% | $4,070-22.0% | $3,514-9.7% |
| Admin fee / account holder | $669 | $6,900-90.3% | $7,890-91.5% | $847-21.0% |