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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,657 | $67,411-1.1% | $91,004-26.8% | $70,126-4.9% |
| Participation rate | 84.2% | 71.4%+12.8pp | 75.6%+8.6pp | 69.5%+14.7pp |
| Annual return | 24.41% | -40.16%+64.6pp | 4.60%+19.8pp | 73.15%-48.7pp |
| Employer contribution / active EE | $3,004 | $1,786+68.2% | $2,456+22.3% | $2,343+28.2% |
| Participant deferral / active EE | $8,295 | $2,823+193.9% | $3,548+133.8% | $3,332+149.0% |
| Admin fee / account holder | $8,617 | $4,236+103.4% | $5,417+59.1% | $4,645+85.5% |