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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $19,269 |
UBS FINANCIAL SERVICES INC5 years Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $10,126 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,278 | $78,562+0.9% | $105,608-24.9% | $74,429+6.5% |
| Participation rate | 42.1% | 72.8%-30.7pp | 75.3%-33.1pp | 67.2%-25.1pp |
| Annual return | 33.81% | 15.94%+17.9pp | 116.50%-82.7pp | 1368.38%-1334.6pp |
| Employer contribution / active EE | $1,791 | $2,521-29.0% | $3,167-43.4% | $2,625-31.8% |
| Participant deferral / active EE | $3,743 | $4,321-13.4% | $5,010-25.3% | $4,348-13.9% |
| Admin fee / account holder | $313 | $2,217-85.9% | $11,028-97.2% | $1,944-83.9% |