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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,538 | $127,386-59.5% | $115,037-55.2% | $125,388-58.9% |
| Participation rate | 75.0% | 84.2%-9.2pp | 81.4%-6.4pp | 83.2%-8.2pp |
| Annual return | -3.52% | 31.28%-34.8pp | 26.14%-29.7pp | 282.24%-285.8pp |
| Employer contribution / active EE | $6,670 | $5,166+29.1% | $4,608+44.7% | $4,866+37.1% |
| Participant deferral / active EE | $4,118 | $6,423-35.9% | $6,026-31.7% | $5,352-23.1% |
| Admin fee / account holder | $555 | $9,516-94.2% | $8,175-93.2% | $9,541-94.2% |