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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,413 | $150,446-60.5% | $136,297-56.4% | $147,585-59.7% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | 17.57% | 1049.14%-1031.6pp | 5156.19%-5138.6pp | 578.58%-561.0pp |
| Employer contribution / active EE | $6,236 | $5,256+18.6% | $4,696+32.8% | $4,876+27.9% |
| Participant deferral / active EE | $3,969 | $6,631-40.1% | $6,247-36.5% | $5,439-27.0% |
| Admin fee / account holder | $2,072 | $10,906-81.0% | $9,244-77.6% | $10,886-81.0% |