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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,416 | $176,838+28.0% | $146,685+54.4% | $167,518+35.2% |
| Participation rate | 80.0% | 83.6%-3.6pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 12.48% | 24.04%-11.6pp | 22.75%-10.3pp | 478.71%-466.2pp |
| Employer contribution / active EE | $6,570 | $5,161+27.3% | $4,137+58.8% | $4,838+35.8% |
| Participant deferral / active EE | $4,960 | $6,441-23.0% | $5,507-9.9% | $6,342-21.8% |
| Admin fee / account holder | $5,430 | $13,262-59.1% | $10,281-47.2% | $12,312-55.9% |