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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,458 | $152,612+11.0% | $125,192+35.4% | $152,897+10.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.69% | 54.85%-37.2pp | 43.79%-26.1pp | 345.43%-327.7pp |
| Employer contribution / active EE | $12,987 | $4,947+162.5% | $3,866+235.9% | $4,764+172.6% |
| Participant deferral / active EE | $5,170 | $5,868-11.9% | $4,937+4.7% | $5,851-11.6% |
| Admin fee / account holder | $1,181 | $13,437-91.2% | $9,704-87.8% | $11,599-89.8% |