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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,343 | $41,016+47.1% | $152,093-60.3% | $64,097-5.9% |
| Participation rate | 42.7% | 51.3%-8.7pp | 77.8%-35.1pp | 55.2%-12.5pp |
| Annual return | 18.91% | 39.60%-20.7pp | 66.36%-47.4pp | 34.64%-15.7pp |
| Employer contribution / active EE | $1,640 | $1,342+22.2% | $4,175-60.7% | $1,891-13.3% |
| Participant deferral / active EE | $3,164 | $1,927+64.2% | $5,451-42.0% | $3,080+2.7% |
| Admin fee / account holder | $3,764 | $2,305+63.3% | $14,497-74.0% | $3,454+9.0% |