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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,892 | $55,446-13.6% | $155,574-69.2% | $74,429-35.7% |
| Participation rate | 51.6% | 61.9%-10.3pp | 78.2%-26.6pp | 67.2%-15.6pp |
| Annual return | 20.05% | 269.20%-249.1pp | 64.87%-44.8pp | 1368.38%-1348.3pp |
| Employer contribution / active EE | $1,684 | $2,266-25.7% | $4,676-64.0% | $2,625-35.8% |
| Participant deferral / active EE | $3,286 | $2,836+15.9% | $5,629-41.6% | $4,348-24.4% |
| Admin fee / account holder | $8,376 | $1,743+380.5% | $15,914-47.4% | $1,944+330.8% |