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| Provider | Service type | Compensation |
|---|---|---|
Service code 17 · EIN 13-5674085 | Pension Consulting | $34,152 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $29,658 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $14,549 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,109 | $77,472+4.7% | $100,415-19.2% | $80,959+0.2% |
| Participation rate | 96.9% | 76.9%+20.0pp | 81.5%+15.4pp | 67.7%+29.3pp |
| Annual return | 12.62% | 37.26%-24.6pp | 49.47%-36.9pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,769 | $2,800-36.8% | $3,943-55.1% | $2,757-35.8% |
| Participant deferral / active EE | $7,835 | $6,818+14.9% | $8,091-3.2% | $4,300+82.2% |
| Admin fee / account holder | $535 | $5,885-90.9% | $7,906-93.2% | $6,925-92.3% |