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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,658 | $110,083+49.6% | $151,639+8.6% | $68,486+140.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -16.71% | -10.12%-6.6pp | 3.34%-20.1pp | -7.85%-8.9pp |
| Employer contribution / active EE | $4,695 | $4,470+5.0% | $6,165-23.8% | $2,597+80.8% |
| Participant deferral / active EE | $12,558 | $6,526+92.4% | $8,363+50.1% | $4,028+211.8% |
| Admin fee / account holder | $2,498 | $7,718-67.6% | $11,613-78.5% | $5,404-53.8% |