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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,210 | $123,793+42.3% | $177,840-0.9% | $79,852+120.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 64.96% | 22.82%+42.1pp | 48.32%+16.6pp | 31.72%+33.2pp |
| Employer contribution / active EE | $13,130 | $4,095+220.6% | $5,919+121.8% | $2,471+431.3% |
| Participant deferral / active EE | $11,193 | $5,956+87.9% | $7,714+45.1% | $3,740+199.2% |
| Admin fee / account holder | $8,367 | $7,243+15.5% | $12,431-32.7% | $5,306+57.7% |