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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,206 | $46,596+9.9% | $64,099-20.1% | $75,181-31.9% |
| Participation rate | 56.0% | 65.9%-9.9pp | 72.3%-16.3pp | 67.2%-11.2pp |
| Annual return | 16.13% | 26.04%-9.9pp | 33.70%-17.6pp | 160.69%-144.6pp |
| Employer contribution / active EE | $1,751 | $1,975-11.3% | $2,748-36.3% | $2,671-34.4% |
| Participant deferral / active EE | $4,433 | $2,837+56.2% | $3,881+14.2% | $4,126+7.4% |
| Admin fee / account holder | $5,489 | $2,954+85.8% | $3,070+78.8% | $5,650-2.8% |