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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,511 | $49,249-11.7% | $70,476-38.3% | $79,852-45.5% |
| Participation rate | 61.4% | 69.2%-7.8pp | 75.1%-13.7pp | 69.6%-8.3pp |
| Annual return | 26.56% | 30.09%-3.5pp | 109.12%-82.6pp | 31.72%-5.2pp |
| Employer contribution / active EE | $2,661 | $2,100+26.7% | $2,738-2.8% | $2,471+7.7% |
| Participant deferral / active EE | $5,572 | $2,769+101.2% | $3,710+50.2% | $3,740+49.0% |
| Admin fee / account holder | $8,650 | $2,878+200.6% | $3,847+124.9% | $5,306+63.0% |