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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,849 | $185,312+65.0% | $161,489+89.4% | $154,746+97.6% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | -0.45% | 103.84%-104.3pp | 89.72%-90.2pp | 172.34%-172.8pp |
| Employer contribution / active EE | $46,500 | $4,769+875.0% | $4,268+989.4% | $4,379+961.9% |
| Participant deferral / active EE | $31,000 | $6,350+388.2% | $5,630+450.6% | $6,730+360.6% |
| Admin fee / account holder | $50 | $18,654-99.7% | $16,006-99.7% | $14,365-99.7% |