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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,787 | $202,342+80.3% | $172,752+111.2% | $152,897+138.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | -3.13% | 1029.83%-1033.0pp | 802.97%-806.1pp | 345.43%-348.6pp |
| Employer contribution / active EE | $19,853 | $5,858+238.9% | $5,144+285.9% | $4,764+316.8% |
| Participant deferral / active EE | $13,398 | $5,948+125.2% | $5,198+157.8% | $5,851+129.0% |
| Admin fee / account holder | $24,895 | $17,111+45.5% | $13,955+78.4% | $11,599+114.6% |