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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,259 | $57,119+72.0% | $85,187+15.3% | $80,935+21.4% |
| Participation rate | 91.9% | 56.4%+35.5pp | 67.5%+24.4pp | 67.7%+24.2pp |
| Annual return | 14.76% | 21.70%-6.9pp | 66.67%-51.9pp | 35.66%-20.9pp |
| Employer contribution / active EE | $5,785 | $1,802+221.1% | $2,732+111.7% | $2,757+109.9% |
| Participant deferral / active EE | $6,185 | $3,115+98.6% | $4,525+36.7% | $4,299+43.9% |
| Admin fee / account holder | $2,608 | $4,990-47.7% | $6,162-57.7% | $6,924-62.3% |