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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,028 | $154,228-15.0% | $145,433-9.9% | $137,256-4.5% |
| Participation rate | 10.0% | 83.8%-73.8pp | 82.1%-72.1pp | 80.0%-70.0pp |
| Annual return | 14.27% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $895 | $4,804-81.4% | $4,554-80.4% | $4,156-78.5% |
| Participant deferral / active EE | $3,682 | $8,216-55.2% | $7,897-53.4% | $6,407-42.5% |
| Admin fee / account holder | $1,269 | $14,344-91.2% | $13,129-90.3% | $12,270-89.7% |