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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,752 | $53,837-83.7% | $75,717-88.4% | $85,856-89.8% |
| Participation rate | 97.6% | 69.1%+28.5pp | 74.8%+22.7pp | 69.3%+28.2pp |
| Annual return | 14.22% | 24.54%-10.3pp | 104.58%-90.4pp | 318.58%-304.4pp |
| Employer contribution / active EE | $1,311 | $2,017-35.0% | $2,743-52.2% | $2,565-48.9% |
| Participant deferral / active EE | $1,419 | $2,895-51.0% | $3,821-62.9% | $3,952-64.1% |
| Admin fee / account holder | $661 | $3,341-80.2% | $3,619-81.7% | $6,261-89.4% |