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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,741 | $45,082-87.3% | $69,464-91.7% | $72,975-92.1% |
| Participation rate | 97.6% | 68.5%+29.1pp | 74.6%+23.0pp | 69.5%+28.1pp |
| Annual return | 23.85% | 22.66%+1.2pp | 28.98%-5.1pp | 81.01%-57.2pp |
| Employer contribution / active EE | $1,020 | $2,055-50.4% | $2,779-63.3% | $2,440-58.2% |
| Participant deferral / active EE | $1,352 | $2,604-48.1% | $3,536-61.8% | $3,608-62.5% |
| Admin fee / account holder | $358 | $3,057-88.3% | $3,840-90.7% | $5,124-93.0% |