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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,403 | $28,624-32.2% | $53,647-63.8% | $82,637-76.5% |
| Participation rate | 72.0% | 47.3%+24.7pp | 56.3%+15.7pp | 68.1%+3.9pp |
| Annual return | 23.89% | 664.98%-641.1pp | 358.33%-334.4pp | 53.51%-29.6pp |
| Employer contribution / active EE | $2,017 | $637+216.9% | $962+109.7% | $2,552-21.0% |
| Participant deferral / active EE | $2,036 | $1,196+70.2% | $1,813+12.3% | $4,126-50.7% |
| Admin fee / account holder | $815 | $2,022-59.7% | $2,460-66.9% | $7,339-88.9% |