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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,351 | $81,749-87.3% | $58,544-82.3% | $139,456-92.6% |
| Participation rate | 93.8% | 61.3%+32.4pp | 50.9%+42.9pp | 80.3%+13.4pp |
| Annual return | 39.19% | 7425.45%-7386.3pp | 4249.56%-4210.4pp | 373.45%-334.3pp |
| Employer contribution / active EE | $3,640 | $1,398+160.3% | $1,053+245.6% | $4,753-23.4% |
| Participant deferral / active EE | $4,650 | $2,555+82.0% | $1,923+141.8% | $6,711-30.7% |
| Admin fee / account holder | $636 | $3,272-80.6% | $2,520-74.8% | $11,407-94.4% |