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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,049 | $100,041-35.0% | $149,718-56.6% | $70,131-7.2% |
| Participation rate | 70.7% | 83.6%-12.9pp | 87.1%-16.4pp | 69.5%+1.1pp |
| Annual return | 25.71% | 27.43%-1.7pp | 1501.70%-1476.0pp | 73.14%-47.4pp |
| Employer contribution / active EE | $2,311 | $3,662-36.9% | $5,444-57.6% | $2,342-1.3% |
| Participant deferral / active EE | $10,885 | $4,983+118.5% | $6,568+65.7% | $3,332+226.7% |
| Admin fee / account holder | $2,476 | $8,286-70.1% | $11,283-78.1% | $4,645-46.7% |