Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,036 | $82,028-46.3% | $123,105-64.2% | $59,633-26.2% |
| Participation rate | 64.2% | 83.2%-19.1pp | 86.8%-22.6pp | 68.7%-4.5pp |
| Annual return | -2.89% | 5.12%-8.0pp | 13.22%-16.1pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $1,588 | $3,297-51.8% | $5,151-69.2% | $2,203-27.9% |
| Participant deferral / active EE | $9,122 | $4,667+95.5% | $6,229+46.4% | $3,192+185.8% |
| Admin fee / account holder | $378 | $5,879-93.6% | $9,014-95.8% | $4,297-91.2% |