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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,802 | $96,491-58.8% | $75,894-47.6% | $152,885-74.0% |
| Participation rate | 66.7% | 76.2%-9.5pp | 69.3%-2.6pp | 82.5%-15.8pp |
| Annual return | 23.56% | 33.98%-10.4pp | 30.76%-7.2pp | 345.39%-321.8pp |
| Employer contribution / active EE | $517 | $3,310-84.4% | $2,501-79.3% | $4,763-89.1% |
| Participant deferral / active EE | $3,161 | $4,553-30.6% | $3,603-12.3% | $5,851-46.0% |
| Admin fee / account holder | $2,494 | $8,079-69.1% | $5,420-54.0% | $11,598-78.5% |