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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,255 | $85,790-70.6% | $67,313-62.5% | $135,379-81.3% |
| Participation rate | 85.7% | 76.5%+9.2pp | 69.1%+16.6pp | 82.6%+3.1pp |
| Annual return | -11.88% | -0.54%-11.3pp | -4.08%-7.8pp | 519.79%-531.7pp |
| Employer contribution / active EE | $514 | $3,487-85.3% | $2,566-80.0% | $4,779-89.2% |
| Participant deferral / active EE | $2,863 | $4,651-38.5% | $3,568-19.8% | $5,609-49.0% |
| Admin fee / account holder | $317 | $6,392-95.0% | $4,507-93.0% | $10,828-97.1% |