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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,039 | $138,072-31.2% | $123,549-23.1% | $135,382-29.8% |
| Participation rate | 71.4% | 84.7%-13.3pp | 82.3%-10.9pp | 82.6%-11.2pp |
| Annual return | -8.85% | 153.69%-162.5pp | 119.20%-128.0pp | 519.77%-528.6pp |
| Employer contribution / active EE | $3,599 | $5,152-30.1% | $4,628-22.2% | $4,779-24.7% |
| Participant deferral / active EE | $9,407 | $6,799+38.4% | $6,426+46.4% | $5,609+67.7% |
| Admin fee / account holder | $1,101 | $10,917-89.9% | $9,284-88.1% | $10,829-89.8% |