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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,852 | $150,446-42.3% | $136,297-36.3% | $147,585-41.2% |
| Participation rate | 76.9% | 84.4%-7.5pp | 81.9%-5.0pp | 82.8%-5.9pp |
| Annual return | 17.87% | 1049.14%-1031.3pp | 5156.19%-5138.3pp | 578.58%-560.7pp |
| Employer contribution / active EE | $3,204 | $5,256-39.0% | $4,696-31.8% | $4,876-34.3% |
| Participant deferral / active EE | $8,223 | $6,631+24.0% | $6,247+31.6% | $5,439+51.2% |
| Admin fee / account holder | $4,166 | $10,906-61.8% | $9,244-54.9% | $10,886-61.7% |