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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,010 | $116,190-28.6% | $93,614-11.3% | $152,885-45.7% |
| Participation rate | 64.7% | 78.0%-13.3pp | 75.8%-11.1pp | 82.5%-17.7pp |
| Annual return | 20.07% | 35.96%-15.9pp | 32.76%-12.7pp | 345.39%-325.3pp |
| Employer contribution / active EE | $1,052 | $3,219-67.3% | $2,718-61.3% | $4,763-77.9% |
| Participant deferral / active EE | $3,824 | $4,604-16.9% | $4,069-6.0% | $5,851-34.6% |
| Admin fee / account holder | $755 | $10,749-93.0% | $7,889-90.4% | $11,598-93.5% |