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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,018 | $99,079-42.5% | $78,002-26.9% | $273,972-79.2% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.5%-8.9pp | 83.0%-16.3pp |
| Annual return | 7.60% | 217.93%-210.3pp | 425.99%-418.4pp | 41.46%-33.9pp |
| Employer contribution / active EE | $1,019 | $3,308-69.2% | $2,470-58.7% | $4,869-79.1% |
| Participant deferral / active EE | $2,756 | $4,306-36.0% | $3,497-21.2% | $5,287-47.9% |
| Admin fee / account holder | $743 | $8,954-91.7% | $5,481-86.4% | $10,133-92.7% |